/* WorthMorrow design system — palette from approved Version 14 identity (no new brand colours) */
@font-face{font-family:"Fraunces";font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/fraunces-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Fraunces";font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/fraunces-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/inter-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/inter-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/inter-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/inter-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/ibm-plex-mono-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/ibm-plex-mono-latin-600-normal.woff2) format("woff2")}

:root{
  --cream:#F5F3EE; --callout:#EAE3D2; --navy:#0F1B2D; --navy-soft:#273A52;
  --gold:#E0AC1C; --gold-hover:#C79514; --gold-press:#B08210; --gold-deep:#805A08; --emerald:#0A5C45; --rose:#9E2A38; --white:#fff;
  --muted:#46505E; --line:rgba(15,27,45,.16); --line-strong:rgba(15,27,45,.32);
  --font-display:"Fraunces",Georgia,"Times New Roman",serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,Menlo,Consolas,monospace;
  /* Modular scale, ratio 1.25 (major third) */
  --s0:1rem;--s1:1.25rem;--s2:1.5625rem;--s3:1.953rem;--s4:2.441rem;--s5:3.052rem;--s6:3.815rem;
  --type-hero-loop:clamp(var(--s4),7vw,var(--s6));
  --type-hero-positioning:clamp(var(--s1),2.6vw,var(--s2));
  --wrap:1180px; --prose:68ch; --radius:6px;
  --shadow:0 2px 8px rgba(15,27,45,.08);
  --header-h:64px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--cream);color:var(--navy);font-family:var(--font-body);font-size:1rem;line-height:1.65;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;letter-spacing:-.012em;line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(1.9rem,3.4vw + .8rem,2.75rem)}
h2{font-size:clamp(1.45rem,1.6vw + 1rem,2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
a{color:var(--navy);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{color:var(--gold-deep)}
:focus-visible{outline:3px solid var(--gold-deep);outline-offset:2px;border-radius:2px}
.on-dark :focus-visible,header.site-header :focus-visible,footer.site-footer :focus-visible{outline-color:var(--gold)}
.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-80px;background:var(--gold);color:var(--navy);padding:10px 16px;font-weight:700;border-radius:4px;z-index:300;text-decoration:none}
.skip-link:focus{top:10px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.icon{width:1.25rem;height:1.25rem;flex:none;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round}
.icon-gold{color:var(--gold-deep)}
.eyebrow{font-family:var(--font-body);font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);margin:0 0 .5rem}
.lead{font-size:1.1rem;color:var(--muted);max-width:var(--prose)}
.muted{color:var(--muted)}
.mono{font-family:var(--font-mono)}

/* Header */
.site-header{background:var(--navy);color:var(--cream);position:sticky;top:0;z-index:200;border-bottom:2px solid var(--gold)}
.site-header .bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:var(--header-h);max-width:var(--wrap);margin:0 auto;padding:0 20px}
.brand{display:flex;align-items:center;gap:12px;color:var(--cream);text-decoration:none;font-family:var(--font-display);font-weight:700;font-size:1.3rem}
.brand:hover{color:var(--cream)}
.brand-logo{width:40px;height:40px;border-radius:50%;object-fit:cover;border:1.5px solid var(--gold);flex:none}
.nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav-list a{display:inline-flex;align-items:center;min-height:44px;padding:0 10px;color:rgba(245,243,238,.92);text-decoration:none;font-size:.9rem;font-weight:600;border-bottom:2px solid transparent}
.nav-list a:hover{color:var(--gold)}
.nav-list a[aria-current="page"]{color:var(--gold);border-bottom-color:var(--gold)}
.nav-search{gap:6px}
.menu-btn{display:none;align-items:center;gap:8px;min-height:44px;padding:0 12px;background:transparent;color:var(--cream);border:1px solid rgba(245,243,238,.4);border-radius:var(--radius);font:600 .9rem var(--font-body);cursor:pointer}
@media (max-width:1099px){
  .menu-btn{display:inline-flex}
  .nav-wrap{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);border-bottom:2px solid var(--gold);padding:8px 20px 16px}
  .nav-wrap.open{display:block}
  .nav-list{flex-direction:column;align-items:stretch;gap:0}
  .nav-list a{padding:0 4px;border-bottom:1px solid rgba(245,243,238,.12);min-height:48px}
  .site-header .bar{position:relative}
}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border-radius:var(--radius);font:700 1rem var(--font-body);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background-color .15s,color .15s,border-color .15s}
.btn-primary{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.btn-primary:hover{background:var(--gold-hover);border-color:var(--gold-hover);color:var(--navy)}
.btn-primary:active{background:var(--gold-press);border-color:var(--gold-press);transform:translateY(1px)}
.btn:active{transform:translateY(1px)}
.btn-secondary{background:transparent;color:var(--navy);border-color:var(--navy);font-weight:600}
.btn-secondary:hover{background:var(--navy);color:var(--cream)}
.btn-small{min-height:44px;padding:0 18px;font-size:.95rem}
.link-arrow{font-weight:600;text-decoration:none;border-bottom:1px solid var(--gold-deep)}
.link-arrow::after{content:" →"}

/* Hero */
.hero{background:var(--navy);color:var(--cream);padding:clamp(48px,8vw,96px) 0 clamp(48px,7vw,88px)}
.hero :focus-visible{outline-color:var(--gold)}
.hero-loop{color:var(--cream);font-size:var(--type-hero-loop);font-weight:700;line-height:1.08;margin:0 0 .4em;max-width:16ch}
.hero-loop .stop{color:var(--gold)}
.hero-positioning{font-family:var(--font-body);font-size:var(--type-hero-positioning);font-weight:600;line-height:1.3;color:var(--gold);margin:0 0 .8em;max-width:30ch}
.hero-copy{max-width:46rem}
.hero-support{max-width:56ch;font-size:var(--s1);line-height:1.5;color:rgba(245,243,238,.9);margin:0 0 2rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:1rem}
.hero .btn-secondary{color:var(--cream);border-color:var(--cream)}
.hero .btn-secondary:hover{background:var(--cream);color:var(--navy)}
.hero .btn-secondary:active{background:#dcd8cd;color:var(--navy)}
@media (max-width:520px){.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}}

/* Sections */
.section{padding:clamp(40px,6vw,72px) 0;border-top:1px solid var(--line)}
.section-head{max-width:var(--prose);margin-bottom:2rem}
.section-head h2{margin-bottom:.35em}

/* Process (five connected steps) */
.process{list-style:none;margin:0;padding:0;display:grid;gap:30px}
.process li{position:relative;padding:0 0 0 54px;display:flex;flex-direction:column;gap:4px;min-height:34px}
.process li:not(:last-child)::after{content:"";position:absolute;left:16px;top:38px;bottom:-26px;width:2px;background:var(--gold-deep)}
.step-num{position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--cream);border:2px solid var(--gold-deep);color:var(--gold-deep);display:grid;place-items:center;font:700 .85rem var(--font-mono)}
@media (min-width:900px){.process{grid-template-columns:repeat(5,1fr);gap:24px}
.process li{padding:54px 8px 0 0}
.process li:not(:last-child)::after{left:40px;right:-24px;top:16px;bottom:auto;width:auto;height:2px}}
.step-name{font-family:var(--font-display);font-size:var(--s1);font-weight:600;margin:0}
.step-line{margin:0;color:var(--navy-soft);flex:1}
.step-link{font-weight:700;margin-top:4px;color:var(--gold-deep)}

/* Suite layout (calculators section) */
.calc-layout{display:grid;gap:32px}
@media (min-width:1024px){.calc-layout{grid-template-columns:minmax(0,1fr) minmax(0,30rem);align-items:start;gap:56px}}
.calc-intro p{max-width:34rem}
.cta-trust{font-size:.88rem;font-weight:600;color:var(--muted);margin:.2em 0 1em}
.hero .cta-trust{color:rgba(245,243,238,.85);margin:1em 0 0}
.suite-box{background:var(--cream);color:var(--navy);border:1px solid var(--gold);border-top:4px solid var(--gold);border-radius:10px;box-shadow:0 8px 24px rgba(15,27,45,.14);overflow:hidden}
.suite-head{padding:18px 18px 14px;border-bottom:1px solid var(--line)}
.suite-head h3{font-size:1.25rem;margin:0 0 .25em;color:var(--navy)}
.suite-head p{margin:0 0 .4em;color:var(--muted);font-size:.9rem}
.suite-head .link-arrow{font-size:.9rem;color:var(--navy)}
.suite-foot{padding:12px 18px;font-size:.9rem;background:var(--callout)}
.suite-row{display:flex;align-items:center;gap:14px;min-height:60px;padding:12px 18px;text-decoration:none;border-bottom:1px solid var(--line);color:var(--navy);transition:background-color .15s ease,box-shadow .15s ease}
.suite-row:last-child{border-bottom:0}
.suite-row:hover,.suite-row:focus-visible{background:var(--gold);color:var(--navy);box-shadow:inset 4px 0 0 var(--navy)}
.suite-row:hover .suite-desc,.suite-row:focus-visible .suite-desc,.suite-row:hover .chev,.suite-row:focus-visible .chev{color:var(--navy)}
.suite-row:active{background:var(--gold-hover)}
.suite-row:focus-visible{outline-offset:-3px}
.suite-row .icon{width:1.5rem;height:1.5rem;color:var(--gold-deep)}
.suite-row:hover .icon,.suite-row:focus-visible .icon{color:var(--navy)}
.suite-row:focus-visible{outline-color:var(--navy)}
.suite-name{font-weight:700;flex:none}
.suite-desc{color:var(--muted);font-size:.9rem;flex:1;min-width:0}
.suite-row .chev{width:1rem;height:1rem;color:var(--muted);transition:transform .15s ease}
.suite-row:hover .chev{transform:translateX(3px)}
@media (max-width:420px){.suite-desc{display:none}.suite-name{flex:1}}

/* Newsletter strip (rendered only when an endpoint is configured) */
.subscribe{margin:2rem 0;max-width:40rem;background:var(--cream);border:1px solid var(--line);border-radius:10px;padding:18px 20px;display:grid;gap:12px}
.subscribe h3{margin:0;font-size:1.05rem}
.subscribe p{margin:0;color:var(--muted);font-size:.92rem}
.subscribe form{display:flex;gap:8px;flex-wrap:wrap}
.subscribe input[type=email]{flex:1 1 200px;min-height:44px}
.subscribe .fine{font-size:.78rem}

/* Core areas (ruled columns) */
.areas{display:grid;gap:16px}
@media (min-width:640px){.areas{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1100px){.areas{grid-template-columns:repeat(4,1fr)}}
.area,.value-cards li{background:#FBFAF6;color:var(--navy);border:1px solid rgba(128,90,8,.45);border-radius:var(--radius);padding:20px 20px}
.area h3{margin-bottom:.3em;font-size:var(--s1)}
.area h3 a{color:var(--navy);text-decoration:none}
.area h3 a:hover{text-decoration:underline}
.area p{color:var(--navy-soft);margin-bottom:.6em}
.area a{color:var(--gold-deep);font-weight:600}
.area h3 a{font-weight:700;color:var(--navy)}
.area .pair{font-size:.92rem;margin:0}
.areas.two{max-width:60rem}
@media (min-width:1100px){.areas.two{grid-template-columns:repeat(2,1fr)}}
.value-strip{padding:28px 0 4px}
.value-cards{list-style:none;margin:0;padding:0;display:grid;gap:14px}
@media (min-width:768px){.value-cards{grid-template-columns:repeat(3,1fr)}}
.value-cards li{display:flex;flex-direction:column;gap:4px}
.value-cards strong{font-size:var(--s0);font-weight:700;color:var(--navy)}
.value-cards span{color:var(--navy-soft);line-height:1.5}
.learn-more{margin-top:1.25rem;max-width:var(--prose)}
.stage{margin:0 0 .25rem}

/* Ruled rows (guides, tools) */
.rows{list-style:none;margin:0;padding:0;border-top:2px solid var(--navy)}
.row{display:grid;gap:6px 24px;padding:18px 0;border-bottom:1px solid var(--line)}
@media (min-width:860px){.row{grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);align-items:start}}
.row h3{margin:0 0 .15em;font-size:1.15rem}
.row h3 a{text-decoration:none}
.row h3 a:hover{text-decoration:underline}
.row p{margin:0;color:var(--muted)}
.row .side{font-size:.92rem}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:.25rem}
.state{display:inline-flex;align-items:center;gap:6px;font-size:.78rem;font-weight:700;letter-spacing:.04em;padding:2px 10px 2px 8px;border-radius:999px;border:1px solid currentColor;white-space:nowrap}
.state .icon{width:.95rem;height:.95rem}
.state-soon{color:var(--navy-soft)}
.state-early{color:var(--gold-deep)}
.state-live{color:var(--emerald)}
.whats-next{margin-top:2rem;max-width:var(--prose);border-left:3px solid var(--gold-deep);padding-left:18px}
.whats-next p{margin:0 0 .5em}
.whats-next .first{font-family:var(--font-display);font-size:1.2rem;font-weight:600}

/* Trust + author card */
.trust-layout{display:grid;gap:32px}
@media (min-width:900px){.trust-layout{grid-template-columns:1.3fr 1fr;gap:56px;align-items:start}}
.trust-links{list-style:none;margin:0;padding:0;border-top:2px solid var(--navy)}
.trust-links li{padding:14px 0;border-bottom:1px solid var(--line)}
.trust-links a{font-weight:700}
.trust-links span{display:block;color:var(--muted);font-size:.92rem}
.author-card{background:var(--white);border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:22px;display:grid;grid-template-columns:auto 1fr;gap:6px 16px;align-items:start}
.avatar{width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font:700 1.1rem var(--font-display);grid-row:span 3}
.author-name{margin:0;font:600 1.15rem var(--font-display)}
.author-name a{text-decoration:none}
.author-role{margin:0;color:var(--muted);font-size:.92rem}
.author-creds{margin:0;font-size:.9rem}
.author-card .links{grid-column:1/-1;margin-top:8px}
.linkedin{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-weight:600}

/* Footer */
.site-footer{background:var(--navy);color:var(--cream);border-top:4px solid var(--gold);margin-top:0;padding:48px 0 28px;font-size:.92rem}
.site-footer a{color:rgba(245,243,238,.86);text-decoration:none}
.site-footer a:hover{color:var(--gold);text-decoration:underline}
.footer-grid{display:grid;gap:32px;grid-template-columns:1fr}
@media (min-width:640px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.footer-grid{grid-template-columns:1.4fr repeat(4,1fr)}}
.footer-brand .brand{font-size:1.15rem;margin-bottom:12px}
.footer-brand .brand-logo{width:32px;height:32px}
.footer-brand p{color:rgba(245,243,238,.74);max-width:32ch;margin:0}
.footer-col h2{font:700 .75rem var(--font-body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:0 0 12px}
.footer-col ul{list-style:none;margin:0;padding:0;display:grid;gap:2px}
.footer-col a{display:inline-flex;align-items:center;min-height:32px}
.footer-notice{margin-top:36px;padding-top:20px;border-top:1px solid rgba(245,243,238,.18);color:rgba(245,243,238,.74);font-size:.84rem}
.footer-notice p{margin:0 0 .4em}

/* Page shells */
.page-head{background:var(--navy);color:var(--cream);padding:8px 0 clamp(28px,4vw,44px)}
.page-head :focus-visible{outline-color:var(--gold)}
.page-head h1{color:var(--cream)}
.page-head .lead{color:rgba(245,243,238,.92)}
.page-head .breadcrumbs,.page-head .breadcrumbs a{color:rgba(245,243,238,.85)}
.page-head .breadcrumbs a:hover{color:var(--gold)}
.page-head .breadcrumbs li+li::before{color:var(--gold)}
.page-head .breadcrumbs [aria-current]{color:var(--gold);font-weight:600}
.page-head .byline{color:rgba(245,243,238,.9)}
.page-head .byline a{color:var(--gold)}
.page-head .byline a:hover{color:var(--gold-hover)}
.page-head h1{margin-bottom:.3em}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin:24px 0 0}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px 8px;margin:0;padding:0}
.breadcrumbs li+li::before{content:"›";margin-right:8px;color:var(--line-strong)}
.breadcrumbs a{color:var(--muted)}
.content{padding:clamp(28px,4vw,48px) 0}
.prose{max-width:var(--prose)}
.prose h2{margin-top:2em;scroll-margin-top:calc(var(--header-h) + 16px)}
.prose h3{margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1em}
.prose li{margin-bottom:.4em}
.prose code,.formula{font-family:var(--font-mono);font-size:.92em}
.formula{display:block;background:var(--callout);border-left:3px solid var(--gold-deep);padding:12px 16px;margin:1em 0;overflow-x:auto}
.definition{background:var(--callout);border-left:3px solid var(--gold-deep);padding:14px 18px;margin:1.2em 0}
.definition p{margin:0}
.toc{border:1px solid var(--line);border-radius:var(--radius);padding:14px 18px;background:var(--white);max-width:var(--prose);margin-bottom:1.5rem}
.toc h2{font:700 .78rem var(--font-body);letter-spacing:.1em;text-transform:uppercase;margin:0 0 .5rem}
.toc ol{margin:0;padding-left:1.2em}
.toc a{text-decoration:none}
.notice{display:flex;gap:12px;align-items:flex-start;background:var(--callout);border-left:4px solid var(--rose);padding:14px 16px;border-radius:0 var(--radius) var(--radius) 0;margin:1.2rem 0;font-size:.92rem;max-width:var(--prose)}
.notice .icon{color:var(--rose);margin-top:2px}
.notice p{margin:0}
.notice-info{border-left-color:var(--gold-deep)}
.notice-info .icon{color:var(--gold-deep)}
.byline{display:flex;flex-wrap:wrap;gap:4px 18px;font-size:.92rem;color:var(--muted);margin:0 0 1rem}
.byline a{font-weight:600}
table.data{border-collapse:collapse;width:100%;max-width:var(--prose);margin:1em 0;font-size:.95rem}
table.data th,table.data td{border-bottom:1px solid var(--line);padding:8px 10px;text-align:left}
table.data th{font-weight:700;border-bottom:2px solid var(--navy)}
table.data td.num,table.data th.num{text-align:right;font-family:var(--font-mono)}
.table-scroll{overflow-x:auto}
.two-col{display:grid;gap:32px}
@media (min-width:900px){.two-col{grid-template-columns:1fr 1fr}}
.plain-list{list-style:none;margin:0;padding:0}
.plain-list li{padding:8px 0;border-bottom:1px solid var(--line)}
.plain-list li:last-child{border-bottom:0}
.directory-grid{list-style:none;margin:0;padding:0;border-top:2px solid var(--navy)}
.dir-row{display:flex;gap:16px;align-items:flex-start;padding:18px 0;border-bottom:1px solid var(--line)}
.dir-row .icon{width:1.6rem;height:1.6rem;color:var(--gold-deep);margin-top:2px}
.dir-row h2,.dir-row h3{font-size:1.2rem;margin:0 0 .15em}
.dir-row h2 a,.dir-row h3 a{text-decoration:none}
.dir-row h2 a:hover,.dir-row h3 a:hover{text-decoration:underline}
.dir-row p{margin:0;color:var(--muted)}
.path-line{font-family:var(--font-mono);font-size:.88rem;color:var(--navy-soft);background:var(--callout);padding:10px 14px;border-radius:var(--radius);max-width:var(--prose)}

/* NextStep */
.nextstep{border-top:2px solid var(--navy);margin-top:3rem;padding-top:1.4rem;max-width:var(--prose)}
.nextstep h2{font-size:1.25rem;margin-bottom:.6rem}
.nextstep .primary{font-family:var(--font-display);font-size:1.25rem;font-weight:600}
.nextstep .primary a{font-weight:600}
.nextstep ul{list-style:none;margin:.6rem 0 0;padding:0;display:grid;gap:4px}

/* Calculators */
.calc-badge{display:inline-flex;align-items:center;gap:8px;color:var(--emerald);font-weight:600;font-size:.9rem;border:1px solid rgba(10,92,69,.35);border-radius:999px;padding:4px 14px}
.dashboard{display:grid;gap:12px;margin:1.5rem 0 2rem}
@media (min-width:768px){.dashboard{grid-template-columns:repeat(3,1fr)}.dashboard.four{grid-template-columns:repeat(4,1fr)}.dashboard.two{grid-template-columns:repeat(2,1fr)}}
.metric{background:var(--callout);border:1px solid var(--line-strong);border-radius:var(--radius);padding:20px 22px;box-shadow:0 1px 3px rgba(15,27,45,.08)}
.metric.primary{background:var(--navy);border-color:var(--navy);border-left:4px solid var(--gold);color:var(--white);box-shadow:0 4px 14px rgba(15,27,45,.18)}
.metric{position:relative}
.metric-ic{position:absolute;top:16px;right:16px;width:1.05rem;height:1.05rem;opacity:.85}
.metric.tone-green .metric-ic{color:var(--emerald)}.metric.tone-gold .metric-ic{color:var(--gold-deep)}.metric.tone-rose .metric-ic{color:var(--rose)}.metric.primary .metric-ic{color:var(--gold)}
.metric h3{padding-right:1.6rem;font:700 .74rem var(--font-body);letter-spacing:.1em;text-transform:uppercase;color:var(--navy-soft);margin:0 0 8px}
.metric.primary h3{color:var(--gold)}
.metric output{display:block;font:700 clamp(1.6rem,3vw,2.3rem)/1.15 var(--font-mono);overflow-wrap:anywhere;color:var(--navy)}
.dashboard.four .metric output{font-size:clamp(1.35rem,2vw,1.7rem)}
.metric.primary output{color:var(--white)}
.metric.tone-green output{color:var(--emerald)}
.metric.tone-gold output{color:var(--gold-deep)}
.metric.tone-rose output{color:var(--rose)}
.metric output.neg{color:var(--rose)}
.metric.primary output.neg{color:#ff9aa6}
.calc-grid{display:grid;gap:24px;margin-bottom:2rem}
@media (min-width:900px){.calc-grid.cols-2{grid-template-columns:1fr 1fr}}
.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.panel h2{font-size:1.2rem;border-bottom:1px solid var(--line);padding-bottom:.6em;margin-bottom:1em}
.field{margin-bottom:16px}
.field label,.field .lbl{display:block;font-size:.88rem;font-weight:600;color:var(--navy-soft);margin-bottom:6px}
.field .hint{display:block;font-size:.8rem;color:var(--muted);font-weight:400;margin-top:4px}
input[type=number],input[type=email],input[type=search],input[type=text],select{width:100%;min-height:44px;padding:10px 12px;border:1px solid var(--line-strong);border-radius:var(--radius);font:500 1rem var(--font-mono);background:var(--white);color:var(--navy)}
select{font-family:var(--font-body);font-weight:500}
input:focus,select:focus{outline:3px solid var(--gold-deep);outline-offset:1px;border-color:var(--gold-deep)}
input[type=range]{width:100%;accent-color:var(--gold-deep);min-height:28px}
input[type=checkbox]{width:20px;height:20px;accent-color:var(--gold-deep)}
.bar-wrap{height:22px;border-radius:999px;overflow:hidden;display:flex;background:var(--callout);border:1px solid var(--line);margin:10px 0}
.bar-wrap span{display:block;height:100%}
.seg-a{background:var(--emerald)}.seg-b{background:var(--gold)}.seg-c{background:var(--navy-soft)}.seg-d{background:var(--rose)}.seg-e{background:#6b7a90}.seg-f{background:var(--gold-deep)}
.legend{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:.85rem;color:var(--navy-soft);list-style:none;margin:0;padding:0}
.legend li{display:flex;align-items:center;gap:6px}
.legend i{width:12px;height:12px;border-radius:2px;display:inline-block}
.result-links{display:flex;flex-wrap:wrap;gap:6px 24px;margin:0 0 2rem;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);list-style:none;font-weight:600}
.warn{color:var(--rose);font-weight:600;font-size:.92rem;min-height:1.4em;margin:0 0 1rem}
.badge-tier{display:inline-block;font:600 .75rem var(--font-mono);padding:2px 8px;border-radius:4px;background:var(--callout);color:var(--navy);margin-top:6px}
.reset-btn{margin-top:4px}

/* Search */
.search-form{display:flex;gap:8px;max-width:var(--prose);margin-bottom:1.5rem}
.search-form input{flex:1}
.results{list-style:none;margin:0;padding:0;border-top:2px solid var(--navy);max-width:var(--prose)}
.results li{padding:14px 0;border-bottom:1px solid var(--line)}
.results a{font-weight:700}
.results p{margin:.2em 0 0;color:var(--muted);font-size:.92rem}

@media print{.site-header,.site-footer,.menu-btn{display:none}body{background:#fff}}

.mt-l{margin-top:2rem}
.author-card.wide{max-width:var(--prose);margin-bottom:1.5rem}
.nav-search-label{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
@media (max-width:1099px){.nav-search-label{position:static;width:auto;height:auto;clip:auto;overflow:visible}}
.nav-list a.section{color:var(--gold);border-bottom-color:var(--gold)}

.dir-row,.row{transition:background-color .15s ease}
.dir-row:hover{background:rgba(224,172,28,.14)}
.btn{transition:background-color .15s ease,color .15s ease,border-color .15s ease,transform .08s ease}
@media (max-width:480px){.hero{padding-top:28px;padding-bottom:36px}.hero-support{margin-bottom:1rem}.hero-actions{gap:10px}.hero .cta-trust{margin-top:.8em}}

.calc-suite .subscribe{max-width:none;margin:20px 0 0}
.slider-row{display:flex;align-items:center;gap:10px;margin-top:8px}
.slider-row input[type=range]{flex:1;margin:0}
.slider-row .slider-lbl{font-size:.78rem;color:var(--muted);white-space:nowrap}

.h2-like{font-size:var(--s2,1.6rem);font-family:var(--font-display);margin:0 0 .3em}

/* WorthMorrow: fit the approved headline and retain the existing header footprint. */
.hero-loop{font-size:clamp(2rem,5vw,3.8rem);max-width:23ch}
.hero-positioning{font-size:clamp(.85rem,2vw,1.2rem);max-width:none;letter-spacing:.04em}
.hero-promise{color:var(--cream);font-size:.95rem}
.brand-logo{border:0;border-radius:0;object-fit:contain}
.brand span{white-space:nowrap}
.formula{overflow-wrap:anywhere;white-space:normal}

.brand-wordmark{font-family:var(--font-display,Georgia,serif);font-weight:700;letter-spacing:-.04em}.brand-accent{color:var(--gold)}

/* Supplied WorthMorrow shield: preserve its intrinsic portrait aspect ratio. */
.brand-logo{width:36px;height:auto;aspect-ratio:162/184;object-fit:contain;border:0;border-radius:0}
.footer-brand .brand-logo{width:32px;height:auto}

/* Savings calculator: employee inputs first, employer match below. */
.savings-employee-grid,.savings-employer-grid{display:grid;gap:12px 24px;align-items:start}
.savings-employee-grid .field,.savings-employer-grid .field{margin-bottom:0}
.savings-takehome{align-self:center;margin:0;padding:12px 0}
.savings-band-row{display:flex;align-items:center;flex-wrap:wrap;gap:12px}
@media(min-width:640px){.savings-employee-grid,.savings-employer-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.savings-employer-grid{align-items:center}}